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gamemanual:howto_financing [2022/01/08 15:41] – [Financing] admingamemanual:howto_financing [2022/02/15 18:00] (current) – external edit 127.0.0.1
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 +=== Video Tutorials ===
 +
 +  * [[http://gearcity.info/tutorials/_TutorialVideos/29_Loans.html|Credit, Loans, and Bonds]] ([[https://youtu.be/M1tD6zDHTyE|Youtube]])
 +  * [[http://gearcity.info/tutorials/_TutorialVideos/27_StockMarket.html|Stocks]] ([[https://youtu.be/MVt_pxcW9yI|Youtube]])
 +
 ====== Financing ====== ====== Financing ======
  
  
 The game has several ways to finance your company if you run into money issues or if you're looking to expand without stressing your bank accounts. All of these financial operations are located in the Financial room, and you'll find more information about the GUI on the [[gamemanual:gui_financials#banking|Financial]] page. The game has several ways to finance your company if you run into money issues or if you're looking to expand without stressing your bank accounts. All of these financial operations are located in the Financial room, and you'll find more information about the GUI on the [[gamemanual:gui_financials#banking|Financial]] page.
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 ===== Lines of Credit ===== ===== Lines of Credit =====
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 Lines of credit are good for small borrowing needs and last-resort options. You should always get larger lines of credit while your company is doing well. You can always increase your maximum while you have balances. Increasing your maximum is wise because if you ever find yourself in a situation where your company is failing, banks will not be willing to give you a  line of credit, nor will they raise your maximums.  Lines of credit are good for small borrowing needs and last-resort options. You should always get larger lines of credit while your company is doing well. You can always increase your maximum while you have balances. Increasing your maximum is wise because if you ever find yourself in a situation where your company is failing, banks will not be willing to give you a  line of credit, nor will they raise your maximums. 
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 +----
 +
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 ===== Loans ===== ===== Loans =====
  
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 Loans are a good choice if you want a debt that you'll start paying off immediately, thus reducing the amount of debt on your books every month. Loans also have the benefit of not having a maturity date like Bonds, so there is no large one-time payment. The credit requirement for loans is also lower than bonds, and your credit will recover faster when taking a loan compared to a bond. Unlike bonds, you can also pay off a loan at any time.  Loans are a good choice if you want a debt that you'll start paying off immediately, thus reducing the amount of debt on your books every month. Loans also have the benefit of not having a maturity date like Bonds, so there is no large one-time payment. The credit requirement for loans is also lower than bonds, and your credit will recover faster when taking a loan compared to a bond. Unlike bonds, you can also pay off a loan at any time. 
 +
 +----
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 ===== Bonds ===== ===== Bonds =====
  
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 You can pay Bonds back early, but you must wait 3 games years since the issue date before doing so.  You can pay Bonds back early, but you must wait 3 games years since the issue date before doing so. 
 +
 +----
 +
 +
 ===== IPO ===== ===== IPO =====
  
gamemanual/howto_financing.1641674496.txt.gz · Last modified: 2022/02/15 17:58 (external edit)