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--- gamemanual:howto_benefits [2022/02/03 16:00] – [Union Approval] admin
+++ gamemanual:howto_benefits [2022/02/15 18:00] (current) – external edit 127.0.0.1
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 {{ :gamemanual:employeebenefits_fundpension.png?direct&400|}}
+As mentioned in the Defined Benefits section, when employees retire, they draw a percentage of their wages from a pension fund. This is that fund. The money in the fund is invested into the general stock market by a third party. So the money in the fund will grow over time. If the amount of withdrawals exceeds the amount of money in the fund, your company is liable to pay the remaining retirement payments. So it makes sense to put deposit money into the pension fund early and allow it to grow faster than your employees take it out.
+That is where the Fund Pension panel comes into play. With this panel, you can deposit money into your pension funds. Simply slide the slider to the right to deposit more money. The maximum amount you can deposit is the amount of cash you have on hand. Please remember that you can deposit money, but you can not withdraw money from the pension funds. You can also find another fund pension panel in the Banking System in the Financial room.
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 {{ :gamemanual:employeebenefits_pensionpayoutreport.png?direct&400|}}
+The Pension Liabilities Payment Schedule is a report that shows you when employees retired. It also shows how much money you owe them per month and year. And finally, it shows the year pension payments will stop for that class of retirees. (Retirees automatically die in the game after 20 years.)
+The sum of the "Monthly Payout Amount" is charged against your pension funds. If there is not enough money in the pension funds, your company will have to cover the difference. On the "Ending Payout Year," you will no longer have to pay that class of retirees a pension.
+For additional information on this report, see the [[gamemanual:reports_expenses#pension_payment|Pension Payout report]] page.
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